Merely applying for a short term loan from Payday Loans West Covina does not affect your credit score, since there are no credit checks.

In contradiction to the best practices of Payday Loans West Covina where we do not conduct credit checks, suppliers of traditional credit, such as conventional bank loans or credit cards, always verify your credit as part of the application process.

It's true. The credit bureaus track all inquiries to your credit history and this can lower your overall credit score. When you apply for a short-term loan with Payday Loans West Covina there are no credit checks!

Inquiries into your credit report, by someone besides you, potentially add up and can affect your credit history. This could cost you during those times when you need your credit score to be in good standing.

Inquiries into your credit report can negatively affect your overall credit score, and these inquiries can reflect on your credit report for several years!